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Ajay Fernandes

Head of Consumer Sales at American Express

Ajay Fernandes is a seasoned Senior Retail Banking Executive with a strong entrepreneurial vision, strategic planning skills, and leadership capabilities. With a focus on delivering measurable and profitable results, Ajay is known for his innovative approach, attention to detail, and unwavering loyalty. His expertise includes P&L Management, Strategic Planning and Analysis, Business Development, Mentorship, Leadership, Team Management, Consultative Selling, and Product Launches.

Ajay's educational background includes a Bachelor of Business Administration (BBA) from The International University in Missouri, U.S.A. He also holds certificates in Banking obtained through both outstation and in-house training, as well as completed his GCSE and GCE from ST. MARY'S catholic High school.

Ajay Fernandes has held key roles in renowned organizations, including Head of Consumer Sales at American Express, GM at Self-employed, Head of Direct Sales - UAE at Commercial Bank International, Head of Sales and Governance – Qatar at Standard Chartered Bank, Relationship Manager at RAKBANK, Business Development at ABN AMRO Bank N.V., Executive Sales at Citi, Branch Operations at Emirates Bank International P.J.S.C., Dubai, U.A.E., and Operations at Habib Bank AG Zurich.

Ajay Fernandes
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Location

United Arab Emirates