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Andrew Kostin

Executive Director of Risk Product Management at J.P. Morgan, Protecting $10 trillion of payments every day. Developing commercialized Risk products preventing credit/debit card fraud and optimizing cart conversion.

Andrew Kostin is an experienced professional in the financial technology sector, currently serving as the Executive Director of Risk Product Management at J.P. Morgan.12 In his role, he is responsible for protecting $10 trillion of payments every day and developing commercialized Risk solutions.23

Career Highlights

Andrew recently announced his return to J.P. Morgan in March 2024, stepping into an Executive Director role within the Commercial and Investment Bank's division.4 His current position is specifically focused on being the Global Head of J.P. Morgan Payments Risk Marketplace.

Expertise and Interests

Andrew is passionate about leveraging technology to solve problems, particularly in the areas of:

  • Trust and safety
  • Content moderation
  • Product design
  • Online fraud prevention

He has demonstrated a keen interest in these topics through his LinkedIn posts and professional focus.23

Professional Background

Prior to his current role, Andrew has held positions related to risk management and product development in the financial sector. He has been involved in:

  • Protecting large-scale payment systems
  • Developing risk management solutions
  • Innovating in the payments industry

Andrew's LinkedIn profile (username: andrewkostin) serves as a platform for him to share insights on risk management, fraud prevention, and financial technology trends.15

Highlights

Apr 30 · linkedin

Obviously, LinkedIn is using a large language model to generate these questions, but I really think they need to retune the model or have some QA! I could see this question being framed as going from full time PM to tech founder, but to self employed consultant?!?!

Mar 28 · linkedin

I'm delighted to announce my return to J.P. Morgan, stepping into an Executive Director role within the Commercial and Investment Bank's Payments Division. It feels like a homecoming to rejoin the firm where my career began, especially after a decade of gathering diverse experiences elsewhere. I am embarking on leading product management for our innovative risk marketplace, a venture that promises to reshape the payments landscape.

My primary focus will be on the creation and enhancement of fraud prevention tools, chargeback management solutions, and navigating Strong Customer Authentication (SCA) exemptions in markets where these are mandated. This role places me at the forefront of developing platforms and systems designed to streamline how our clients access and utilize these critical services. By simplifying these processes, we aim to empower businesses to operate more securely and efficiently in the digital age.

J.P. Morgan is renowned as the No. 1 overall U.S. merchant acquirer by processing volume (Nilson Report 2021) and the leading U.S. credit card issuer based on sales and outstandings (JPMC’s Annual Report). Contributing to a division with such accolades is both an honor and a testament to the team's incredible work. I am eager to leverage this foundation of excellence to further innovate and support our clients' needs.

Collaboration will be key, and I look forward to working closely with our talented teams to develop these tools. Our mission is clear: to provide our clients with the most sophisticated, secure, and user-friendly tools to protect their businesses and enhance their operational efficiency.

The future of payments is here, and it's exciting to be part of a team that's leading the charge in fostering secure, efficient operations that drive global client success. Here's to the next chapter of innovation at J.P. Morgan, where we redefine the standards of client service and technological advancement in the payments industry. #NewBeginnings #PaymentsInnovation #JPMorgan #ExecutiveLeadership #RiskMarketplace #ProductManagement #RiskManagement #FraudPrevention

Related Questions

What specific technologies does Andrew Kostin use to manage risk at J.P. Morgan?
How has Andrew Kostin's role evolved since he joined J.P. Morgan?
What are some notable achievements of Andrew Kostin in his career?
How does Andrew Kostin contribute to the protection of $10 trillion in daily payments?
What is Andrew Kostin's educational background and how has it influenced his career?
Andrew Kostin
Andrew Kostin, photo 1
Andrew Kostin, photo 2
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Location

New York, New York, United States