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Billy Kershaw

Credit Analyst at Monzo Bank

Billy Kershaw is a Senior Credit Analyst at Monzo Bank, working within the Borrowing Data & Credit team. His role focuses on credit strategy for consumer borrowing products like loans, overdrafts, and Flex (Monzo's credit card). Key aspects of his work include:

  • Analyzing data to design sustainable lending strategies
  • Building predictive models for credit risk assessment
  • Collaborating with cross-functional teams (engineering, product, marketing) to optimize lending growth and risk management.13

Professional Background::

  • Previously worked at Octopus Investments before joining Monzo.3
  • Educated at The University of Sheffield.2
  • Based in London with over 500 LinkedIn connections.2

His LinkedIn profile (username: kershawbilly) highlights his focus on data-driven decision-making in consumer credit markets.23

Highlights

Jan 16 · monzo.com
How each role in Borrowing Data allows us to think big and innovate

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Billy Kershaw
Billy Kershaw, photo 1
Billy Kershaw, photo 2
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Location

London, England, United Kingdom