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Charmaine Oak

Digital Money, Payments and Remittances Expert

Charmaine Oak is a co-founder, director, and Digital Money Practice Lead at Shift Thought.12 She is an expert in digital money, mobile payments, and fintech with over 27 years of experience in creating and delivering solutions to market.4 Charmaine is the author of "The Digital Money Game" and co-author of "Virtual Currencies - from Secrecy to Safety".5 Her work focuses on analyzing and dissecting regulatory challenges, ethical considerations, and economic impacts of the digital money revolution.3

As a thought leader in the fintech space, Charmaine has contributed expert opinions to Finextra, one of the world's largest fintech communities.2 She has also written whitepapers offering concise descriptions of the development of mobile money, mobile payments, and mobile banking.1 Her expertise extends to online payments and e-commerce, particularly in markets like India.5

Charmaine's work at Shift Thought involves leading the Digital Money practice, where she likely provides strategic insights and guidance on the evolving landscape of digital financial services and technologies.

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Charmaine Oak
Charmaine Oak, photo 1
Charmaine Oak, photo 2
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Location

Bristol, England, United Kingdom