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Jana Lillis
FHA, USDA and Conventional Mortgage Underwriter
Professional Background
Jana Lillis is a seasoned mortgage professional with nearly three decades of experience in the lending industry. With a remarkable career spanning 29 years, Jana has established herself as an expert in maximizing corporate profits while minimizing the risks associated with individual loan and portfolio underperformance. Her vast expertise encompasses various underwriting categories, including FHA, USDA, and Conventional loans, as well as prime and non-prime residential consumer loans and jumbo loan transactions.
Throughout her extensive career, Jana has consistently displayed sound judgment and decision-making skills in risk analysis, identifying borrowers' willingness and ability to qualify for loan transactions. This keen insight allows her to recommend loan products that best fit the needs of borrowers, ensuring a smooth and positive experience. Her commitment to outstanding customer service is reflected in her exceptional focus on error-free processing and efficient turnaround times, positioning her as a reliable professional in the mortgage industry.
Education and Achievements
Jana Lillis developed her foundational skills at Northwest High School, which set the stage for her promising career in the mortgage sector. Over the years, she has accumulated a wealth of experience through her roles in various prestigious organizations, contributing to her profound understanding of lending practices and regulations. With a steadfast commitment to maintaining a superior level of loan file quality, she has achieved an impressive record of minimal defects, boasting less than a 1% error rate. This accomplishment speaks volumes about her attention to detail and dedication to excellence in the mortgage industry.
Achievements
Jana's notable career includes prominent positions within various leading mortgage companies, showcasing her versatility and depth of knowledge in the field. Some of her key roles include:
- DE Underwriter at HomeBridge Financial Services, Inc. - In this role, Jana honed her underwriting skills, focusing on ensuring compliance and risk management while supporting the company’s goals financially.
- FHA, USDA, and Conventional Underwriter at Land Mark Mortgage - Here, she adapted to the evolving landscape of various loan types and maintained the required quality standards.
- FHA, Conventional, and USDA Modification Underwriter at Chae - Jana's analytical expertise was critical in reviewing and recommending loan modifications, demonstrating her commitment to borrower satisfaction.
- FHA, USDA, Conventional Underwriter at Sierra Pacific Mortgage Company, Inc. - Her contributions helped drive growth and client satisfaction through meticulous underwriting processes.
- Government and Conventional Underwriter at Nationstar Mortgage Wholesale Lending - Jana exercised her extensive knowledge in adhering to government regulations, which was crucial for the company's reputation.
- Senior Government and Conventional Underwriter at Bank of America - At this prestigious institution, she played a pivotal role in enhancing their underwriting processes and service offerings.
- Senior Conventional Mortgage Underwriter and QC/QA Auditor at ResMAE Mortgage Corporation - In this capacity, she took on added responsibilities to ensure quality control and audits, further solidifying her reputation as a thorough mortgage professional.
Jana's comprehensive understanding of Lending & Underwriting Guidelines, along with her proficiency in Credit & Income Analysis, Cash Flow Analysis, Risk Assessment, Loan-to-Value Ratios, and Debt-to-Income Ratios, underpins her impressive career. She possesses exceptional written, verbal, and organizational skills, and her strong interpersonal skills enhance her ability to perform analytical problem-solving.
Jana Lillis continues to be dedicated to the mortgage industry, contributing her wealth of expertise to ensure clients receive the best possible service. Her exceptional track record speaks volumes about her capabilities, and her unwavering commitment to excellence makes her a true asset to any organization in the lending sector.
