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John DeCarlo

Managing Director, Innovation Economy, Technology at J.P. Morgan

John DeCarlo is a Managing Director at J.P. Morgan, specializing in Innovation Economy & Technology. Based in Los Angeles, he has held progressively senior roles at the firm since 2011, including Executive Director (2019–2024) and Vice President (2016–2018), focusing on technology, media, and entertainment sectors.4 His career emphasizes disruptive commerce and technology-driven financial solutions, with recent discussions highlighting applications of video game payment models to broader financial ecosystems.3

Key Details

  • Education: Bachelor of Arts in Economics from Amherst College (2005–2009).4
  • Career Progression:
    • Analyst (2011–2012)
    • Associate (2013–2015)
    • Vice President (2016–2018)
    • Executive Director (2019–2024)
    • Managing Director (2024–present).4
  • Expertise: Combines economic analysis with technology innovation to drive financial sector advancements.4

Note on Similar Names

A separate John DeCarlo is a criminal justice professor and former police chief at the University of New Haven12, unrelated to the J.P. Morgan executive.

Highlights

Jun 28 · linkedin

It's not only the additional revenue stream and better retention from embedding payments, but it’s also about being in the dataflow and seeing pay-in (revenue) and pay-out (expenses) of your customers. This proprietary and real time cash flow data is very valuable and positions the platform to service its customers with more complete financial services and credit offerings.

#software #marketplaces #payments #fintech

Jun 18 · linkedin

The majority of SMBs want financial services and payment processing within the software platform they use, but only a small fraction offer embedded finance solutions. How and where SMBs perform financial functions is changing…be at the forefront and make sure to fully monetize and deepen high quality customer relationships with embedded finance solutions—it’s something that customers are seeking, most platforms do not offer yet, and can be added efficiently and with minimal dev resources and capital depending on how much the software platform wants to own.

#SaaS #SMB #payments #fintech

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John DeCarlo
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Location

Los Angeles, California, United States