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Naureen Hyat
Co-Founder at Tez Financial Services
Professional Background
Naureen Hyat is a distinguished social entrepreneur known for her unwavering commitment to creating positive change within underserved communities, particularly at the base of the pyramid. With extensive experience in both the nonprofit and corporate sectors, Naureen has harnessed her skills to foster innovative and sustainable solutions that improve lives and create economic opportunities. Her career is characterized by a series of impactful roles that showcase her leadership abilities and her dedication to inclusive finance.
Naureen is the co-founder of Tez Financial Services, an organization founded with the goal of financial empowerment and inclusion, utilizing technology to provide individuals and small businesses access to financial services that meet their unique needs. Through this role, Naureen continues to influence the landscape of financial services in a way that supports the underbanked and low-income groups, allowing them to participate more fully in the economy.
Before embarking on her journey with Tez Financial Services, Naureen held various prominent positions that exhibit her versatility and expertise in finance and management. As the Director at the Pakistan Society For Planned Parenthood, she played a critical role in advancing healthcare access and family planning initiatives in Pakistan. Her skills in strategic leadership and operational planning were instrumental in driving the organization's mission forward.
Naureen co-founded CheckIn Solutions, demonstrating her entrepreneurial spirit and vision for creating tech-driven solutions that address societal needs. This venture allowed her to merge her passions for innovation and social responsibility, further showcasing her ability to lead in dynamic environments.
Her professional journey also includes a significant tenure as Head of Finance & Planning at Shopistan.pk, where she was pivotal in shaping the financial strategy of one of Pakistan's leading e-commerce platforms. Additionally, as a Senior Financial Analyst at Pakistan Credit Rating Agency (PACRA), Naureen honed her analytical skills, providing insights that informed decision-making within the financial sector.
Education and Achievements
Naureen Hyat’s educational background is as impressive as her professional journey. She undertook advanced studies in Strategic Leadership in Inclusive Finance at Harvard Business School Executive Education, equipping her with world-class knowledge and skills in driving financial inclusion at the highest levels. This prestigious program empowered Naureen to understand the complexities of inclusive finance and to design strategies that effectively address barriers faced by marginalized communities.
In pursuit of further excellence, Naureen studied for the Chartered Financial Analyst (CFA) designation at the CFA Institute, a globally recognized credential that showcases her expertise in investment and financial analysis. This rigorous training has fortified her financial acumen and her ability to make informed, data-driven decisions that are crucial to her roles in financial services.
Naureen also holds a BBA Honors degree from Bahria University, where she laid the foundation for her comprehensive understanding of business principles and management.
Throughout her career, Naureen has received recognition not only for her professional achievements but also for her commitment to social change. Her work in the financial services sector has garnered respect and acknowledgment from peers, networks, and industry leaders, establishing her as a key figure in the landscape of social entrepreneurship in Pakistan and beyond.
Achievements
Naureen Hyat’s achievements reflect her continuous pursuit of excellence and her passion for social impact. As co-founder of Tez Financial Services, she is at the forefront of transforming the financial landscape, providing essential services that empower individuals and small enterprises. Naureen has played an integral role in developing innovative products aligned with the needs of underserved populations, contributing to economic development and poverty alleviation.
Her leadership at the Pakistan Society For Planned Parenthood has been instrumental in promoting health education and access, making a significant contribution to public health initiatives. By leveraging her expertise in finance and planning, Naureen facilitated programs that fostered awareness and participation in family planning services.
Moreover, her experience at CheckIn Solutions exemplifies her ability to bridge technology and social needs, reflecting her belief that innovation can drive significant change in society. Under her co-leadership, CheckIn Solutions developed impactful solutions that addressed transport and logistics challenges, proving that social entrepreneurship can coexist with commercial viability.
Naureen’s time at Shopistan.pk allowed her to steer one of the first major e-commerce platforms in Pakistan, demonstrating her capacity to navigate and implement finance strategies in rapidly evolving sectors. Her analytical insights during her years at PACRA have also been crucial in shaping credible financial assessments that guide investors and institutions in their financial decisions.
In summary, Naureen Hyat stands out as a dedicated and passionate social entrepreneur, utilizing her extensive experience in finance and strategic leadership to empower communities and drive sustainable change. Her educational accomplishments and professional milestones reflect her ongoing commitment to creating economic opportunities for those who need it most. As a visionary leader, Naureen continues to inspire others in the fields of social entrepreneurship and finance, proving that with innovation and a focus on inclusivity, effective change is truly possible.
