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Philip Gardiner

Head of Small Business Credit & Data Products at Xero

Philip Gardiner is a seasoned professional with over 20 years of experience in top-tier organizations like ANZ, Telstra, and Mobil Oil.

With a background in BSc (Pure Mathematics and Chemistry) and BBus (Marketing), Philip has excelled in various roles ranging from customer research to product management.

He has spearheaded the development of successful digital products and services such as ANZ Buy Ready, ANZ Business Insights, GetCreditScore, and the SocietyOne Personal Loan Quote.

In his tenure at ANZ, Philip held senior management positions in Mortgages, Small Business, and Credit Cards, managing responsibilities like customer acquisition, portfolio management, and analytics.

Transitioning to Telstra, he delved into customer research, strategy, and product management in both B2B and consumer markets.

His most recent roles include Head of Small Business Credit & Data Products at Xero, Director of Strategy & CVP (Credit Cards) at Westpac, and various leadership positions at SocietyOne.

Philip Gardiner's expertise lies in customer segmentation, offer development, campaign management, and customer retention, making him a valuable asset in the financial services technology sector.

Philip Gardiner
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Location

Melbourne, Victoria, Australia