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Philippe S.

Senior Banking Consultant @ Samlink Advisory Services

Philippe Santraine is an independent senior Consultant and Project Lead based in Finland, specializing in helping Financial institutions and Fintechs in planning and deploying digital financial services and tools.

His expertise encompasses open banking, Psd2 APIs, TPPs, Ecommerce, Fintechs, Wealthtechs, AI, digital onboarding, partnerships, compliance, and risks.

Working within a regulated environment, Philippe leads innovative projects and collaborates with experts to deliver customer-centric digital banking solutions.

His professional philosophy is rooted in mutual respect and enjoyment, and outside work, he values spending time with loved ones, creating abstract art, and engaging in outdoor activities in Finland.

Philippe holds a Graduate Diploma in Management from Aalto University Executive Education Ltd and a Master's in Advanced Studies from Université de Rouen.

He has held roles at notable organizations such as Santraine Consulting Oy, OP Financial Group, Newolo, Tecnomen Lifetree Oyj, Code to Market, Tofuture Oy, MoreMagic Solutions, and Eaton EMEA.

Highlights

Sep 6 · linkedin

What GenAI applications are available for banks? Is this the right question to ask?

Let’s talk about GenAI without starting to talk about GenAI!

Let’s start with this...

☑ Banking regulations have a significant impact on capital, productivity, and growth. Banks are currently grappling with a complex regulatory equation, alongside a radical transformation of the entire banking ecosystem in Europe; heightened competition from non-banks and neo-banks from both domestically and internationally, additionally a major digital and technical transformation is on the horizon, as disruptive as the Internet. The level of adaptation needed to face these challenges and prepare for changes from both a human resource and technological perspective is unprecedented in the Banking industry.

How do we help?

➡ We at Samlink – A Kyndryl Company have productized a GenAI advisory accelerator as part of our #EcosystemEnabledBanking framework, to guide Banks and assess their business goals and needs. Together, we address key priorities such as productivity, compliance, competitiveness, and business sustainability through GenAI.

➡ The advice phase helps identify the business and technical capability model and scope, what is required to fulfil the business needs, and what to buy, build, configure, or engineer. Furthermore, we undertake partner discovery and analysis to determine what solutions and components are necessary to trigger a POC.

➡ We challenge the findings and choices made with quality metrics to address concerns and de-risk the AI application that will be piloted and deployed. We then move forward with building and scaling up the applications.

Let’s discuss!

#Samlink #Kyndryl #AdvisoryServices #WeAreKyndryl #GenAI

Jun 17 · linkedin

Generative AI is a disruptive technology that European banks must adopt ... why?

To answer this, let's forget about technology and focus on the many challenges banks are facing in Europe:

🔹 Banking regulations have a very significant impact on capital, productivity, and growth.

🔹 Banks are currently grappling with a complex regulatory equation, along with a radical transformation of the entire banking ecosystem in Europe.

🔹 Heightened competition from non-banks and other banks from both domestically and internationally when open finance comes into play, supported by regulations.

🔹 The level of adaptation needed to face these challenges from both a human resource and technological perspective is unprecedented.

So, which technology would be disruptive enough, and adaptable enough for the banks and their staff to help them tackle all the challenges above?

We invite our readers to look at the prime issues to solve for banks, either they be about compliance, to fix productivity issues or to grow business. We invite them to read the European regulatory map not to simply comply but to look at cross-roads and opportunities, how to materialize these opportunities with Generative AI and what enablers will de-risk Generative AI applications in the near future.

For banks, Generative AI is not about technology, it is a must for compliance and growth. At Samlink Advisory our role is to guide bank executives in recognising and seizing these opportunities.

I want to thank Vishal Gupta for a great contribution to this paper and the #samlink team for great guidance and valuable insights.

Stay tuned for more!

https://lnkd.in/dYWhncAN

#Samlink #Kyndryl #OpenBanking #Fintech #psd3 #fida #Openfinance #Regtech #WeAreKyndryl #TheHeartOfProgress

Related Questions

What specific projects has Philippe S. worked on at Samlink – A Kyndryl Company?
How did Philippe S. transition from Aalto University Executive Education to his current role?
What are some notable achievements of Philippe S. in the banking consulting sector?
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What are the key skills Philippe S. brings to his role at Samlink – A Kyndryl Company?
Philippe S.
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Location

Espoo, Uusimaa, Finland