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Ramki Gaddipati

APAC CEO, Global CTO, and Co-founder @Zeta | Democratizing Banking

Ramki Gaddipati is a prominent figure in the tech industry, currently serving as the APAC CEO, Global CTO, and Co-founder of Zeta, a company focused on democratizing banking solutions. His professional journey reflects a strong background in software engineering and entrepreneurship.

Professional Background

  • Current Role: As the APAC CEO and Global CTO at Zeta, Ramki is instrumental in driving the company's vision and technological advancements. He emphasizes creating innovative banking solutions that are accessible to a broader audience.35

  • Previous Experience:

    • Directi: Before founding Zeta, Ramki held significant positions at Directi, where he was a Senior Director of Software Engineering. He played a key role in developing scalable and fault-tolerant distributed services.1
    • Morgan Stanley: He also worked as a Manager at Morgan Stanley, leading the development of middleware products.1
  • Entrepreneurial Ventures: Ramki co-founded Bridle Information and Technology Solutions, where he developed SchoolMATE, an educational platform that gained considerable traction in Andhra Pradesh, serving around 70,000 parents.1

Education

Ramki Gaddipati is an alumnus of the Birla Institute of Technology and Science (BITS), Pilani, where he completed both his Bachelor's and Master's degrees in Software Systems. His academic achievements include representing BITS Pilani in prestigious competitions like the ACM ICPC.1

Online Presence

Ramki is active on LinkedIn under the username gramki, where he shares insights about his work at Zeta and engages with the tech community. His posts often reflect his commitment to innovation in banking technology and education.246

In summary, Ramki Gaddipati is a seasoned entrepreneur and technology leader with a strong focus on creating impactful solutions in the banking sector through his role at Zeta.

Highlights

Aug 26 · linkedin

Democratizing Credit.

At Zeta, we frequently use this phrase as a rallying cry to mobilize our teams, guide our product development, and to align our execution. I am a fervent believer that fair and equitable access to credit will play a foundational role in achieving India’s vision of an 8X increase in per capita GDP by 2047.

The chasm is wide today. Over 160 million eligible individuals are credit-underserved and retail credit forms a mere 14% of India’s GDP (60% for China and 30% for Brazil by comparison). This must change.

The future belongs to digital-native credit made available to consumers when, where, and how they want to consume it. NPCI’s Credit Line on UPI (CLOU) protocol is one of those recent tectonic shifts that will drive this change (much like UPI has), thereby leading to the democratization of credit.

By our estimates, Credit Line on UPI has the potential to grow to a $1 Trillion transactional credit opportunity by 2030. Banks need to be ready to embrace this opportunity.

I am delighted to share our newly published whitepaper titled ‘Chak De India: Democratizing Credit with Credit Line on UPI’ that aims to enable banks with a ready blueprint for effectively launching and scaling CLOU and CLOU-anchored digital credit programs.

https://lnkd.in/dkHWAett

It would be my privilege to hear your thoughts and comments on the paper or this topic at large.

Apr 22 · linkedin

Could you please recommend companies who offer Business Intelligence (building reports, dashboards) using complex datasets as a service? #businessintelligence #bigdata

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Ramki Gaddipati
Ramki Gaddipati, photo 1
Ramki Gaddipati, photo 2
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Location

Bengaluru, Karnataka, India