Sign In

Robert Savoie

Member at McGlinchey Stafford

Robert Savoie is a legal professional specializing in representing non-depository and depository financial institutions in banking and consumer financial services regulatory compliance matters. He has extensive experience working with a variety of consumer financial services companies, from FinTech startups to established lenders operating nationwide, to ensure adherence to evolving state and federal laws and regulations and to facilitate business expansion. His client portfolio includes national mortgage lenders and servicers, automotive and personal property finance companies, small loan companies, national and state banks, marketplace lenders, and other FinTech entities.

Robert Savoie has notable expertise in guiding lenders and servicers through compliance with a range of state and federal lending, licensing, and debt collection laws, such as the Truth in Lending Act (TILA), Fair Debt Collection Practices Act (FDCPA), Servicemembers Civil Relief Act (SCRA), Military Lending Act (MLA), Fair Credit Reporting Act (FCRA), Real Estate Settlement Procedures Act (RESPA), and equivalent state regulations. He regularly represents clients in federal and state examinations, investigations, and enforcement actions related to these laws.

Additionally, Robert Savoie offers legal counsel to national and regional lenders dealing with unique state licensing challenges arising from business expansion initiatives, including those triggered by initial public offerings (IPOs), private stock offerings, and other transactions constituting a change in control of the lender as per state statutes. He is also involved in representing local state and federal bank clients in mergers and acquisitions, overseeing due diligence processes, and ensuring compliance with necessary regulatory requirements and approvals.

Highlights

Jul 1 · JD Supra
Colorado DIDMCA Opt-Out Litigation: District Court Enjoins the Colorado Attorney General and Administrator of the Colorado Uniform Consumer Credit Code - JD Supra
Colorado DIDMCA Opt-Out Litigation: District Court Enjoins the Colorado Attorney General and Adminis
Jun 27 · JD Supra
Podcast: Deep Dive into Bank Partnerships: Lending, Litigation, Legislative Trends, and True Lender [More with McGlinchey, Ep. 66] - JD Supra
Podcast: Deep Dive into Bank Partnerships: Lending, Litigation, Legislative Trends, and True Lender
Robert Savoie
Add to my network

Location

Greater Cleveland