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Sai Manohar Pai
Professional in Home Loans & Personal Loans
Sai Manohar Pai is a professional in the financial services industry, specializing in home loans and personal loans.1 He currently holds the position of Zonal Credit Head for Affordable Housing in the South region at PNB Housing Finance LTD.13
Professional Background
With 27 years of diverse experience in banking and financial services, Sai Manohar Pai has developed expertise across various roles in the industry. His current responsibilities likely involve overseeing credit operations and decisions for affordable housing loans in the southern region of India.
Education and Location
Sai Manohar Pai's educational background includes attending Sri Bhuvanendra College.1 He is based in Kerala, India.1
Professional Network
On LinkedIn, Sai Manohar Pai has a significant professional network, with 949 followers and over 500 connections.1 This suggests he is well-connected within the financial services industry.
Online Presence
Sai Manohar Pai maintains an active professional presence on LinkedIn, where he occasionally shares insights related to his field. For instance, he has posted content using hashtags such as #change and #resilience, indicating an interest in topics related to adaptability and perseverance in the professional world.2
Sai Manohar Pai's extensive experience in the financial sector, particularly in home loans and personal loans, combined with his current role as Zonal Credit Head for Affordable Housing, positions him as a key figure in the affordable housing finance segment in southern India.
Highlights
The BAD BANK is finally falling in shape.
Any resemblance to the famous Gulshan Grover Character.....The BAD MAN is purely intentional.
The so called GOOD BANKS are vying to invest in The BAD BANK....Gods Must be Really Crazy.
What is Interesting is.......
Mr P M Nair of SBI is likely to be the MD of The BAD BANK with Mr S S Nair of SBI and Mr Ajit Krishnan Nair of Canara Bank going to be the other Directors
Being a Keralite, never knew Kerala, more specifically, Nairs, had so much of talent for resolving Stressed Assets.
It Would be Great if The BAD BANK can keep the Price of Hair Cut @40% or less.
#bank #finance #economy # #talent
This is going to be a Game Changer.
Electronic Gold Receipts or EGRs will be a reality if SEBI has its way. Gold will be bought and sold just like stocks.
The devil is not in this.....Whom will this impact?
Retail Jewellers will be the first casualty. Non - Ornamental sales will take a hit badly. Investors would prefer this route as it relieves them from burglary risk as well as locker rentals.
Gold Loans will be available online by simply pledging the EGRs....similar to LAS. Since the risk here is far less compared to LAS, there will be a scramble for a share of this cake. Gold Loan NBFCs need to prepare themselves ASAP for this mighty change in environment.
Exciting times ahead..... # #investing #change #sales #markets
