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Salomón Zarruk Valencia
CEO at Mono
Professional Background
Salomón Zarruk Valencia is an accomplished professional with a prominent career in the fields of law, business management, and technology. His diverse background encompasses roles as CEO, legal counsel, and strategic leader, demonstrating his multifaceted expertise. He has notably served as the CEO of Mono, where he effectively steered the company toward new heights with his vision and leadership. Prior to Mono, he played a significant role at TPaga as both the Strategy and Expansion Leader and as Legal Counsel, showcasing his ability to blend legal knowledge with strategic business expansion. His entrepreneurial spirit is evident from his time as the Founder and General Manager at Terracota - Pulpas y frutas, where he propelled the business to success in the competitive market of fruit products.
Salomón's early career included essential legal work as an Associate at the prestigious law firm Baker & McKenzie, where he gained invaluable experience in various aspects of international business law. This rich professional background has equipped Salomón with a unique combination of skills that empowers him to navigate complex legal and business landscapes while fostering innovation and growth.
Education and Achievements
Salomón Zarruk Valencia's educational achievements are as multifaceted as his career. He holds a Master of Science in Management in Information Systems in Digital Innovation from The London School of Economics and Political Science (LSE), a globally recognized institution that underscores his proficiency in managing modern technological systems and digital transformation. In addition to his master's degree, Salomón has been a Chevening Scholar, which is a prestigious scholarship awarded to select individuals from around the world to pursue postgraduate studies in the UK, demonstrating his academic excellence and leadership potential.
His educational journey also includes being a Mansion House Scholar in the City of London, highlighting his engagement with the financial and business sectors. Furthermore, Salomón completed a post-graduate degree in International Business Law at Universidad de Los Andes, complemented by his foundational legal education where he graduated as a Lawyer with a minor in business administration. This blend of law and business training equips him with essential skills to deal with a variety of legal challenges in the corporate world.
Salomón has also pursued technical knowledge, having completed a Full Stack Web Development Certification at freeCodeCamp. This certification illustrates his commitment to understanding the technological aspects of business, especially in an era where digital solutions are crucial for success. Notably, his academic exchange at Université Paris Nanterre for his legal studies further enriches his international perspective, enhancing his ability to work in diverse legal frameworks and on a global scale.
Achievements
Throughout his career, Salomón has made significant contributions across various industries. His leadership at Mono not only brought success but also showcased his ability to innovate in a fast-paced environment. As the Strategy and Expansion Leader at TPaga, he was instrumental in formulating and executing strategies that allowed the company to broaden its reach and enhance its service offerings in the fintech sector.
Salomón's role as Legal Counsel at TPaga further illustrates his dual expertise in law and business strategy, ensuring that the company navigated legal landscapes effectively while also pursuing growth opportunities. Additionally, founding Terracota - Pulpas y frutas highlights his entrepreneurial spirit and ability to adapt to market needs, providing fresh and innovative solutions to consumers.
His work at Baker & McKenzie laid the foundation for his legal career, where he was exposed to intricate legal matters in international business law, shaping him into a proficient legal advisor and strategist.
With a combination of strong academic credentials, leadership experience, and a passion for innovation, Salomón Zarruk Valencia has established himself as a noteworthy figure in the realms of law, technology, and business management. His commitment to lifelong learning and professional development underscores his dedication to excellence in every facet of his career.
Highlights
[Post largo 🚨]
El gobierno quiere desconcentrar y desmonopolizar la banca.
Hasta que no permitan el pago de impuestos desde cualquier banco NO LO VAN A LOGRAR.
Me explico: si ud abre una cuenta en un banco distinto a los principales (i.e. Bancolombia, Davivienda, Aval, etc.), no va a poder pagar impuestos desde ahí porque la DIAN Dirección de Impuestos y Aduanas Nacionales no lo permite. Solo 13 bancos aparecen en la grilla de PSE para el pago de impuestos (ver imagen).
Esto genera un efecto contrario a lo que pretende el gobierno: si yo quiero pasar mi plata, por ejemplo, a Nu, igual me tocará seguir con mi cuenta en Davivienda porque solo desde ahí podré pagar impuestos --> concentración de la banca.
Este fue un problema real y muy doloroso en Mono. Ofrecíamos una cuenta empresarial pero todos los meses los clientes se quejaban de que no podían pagar los impuestos desde ahí.
Qué pasaba? Que el cliente tenía que abrir una cuenta en Bancolombia, por más de que prefiriera Mono --> se desfomentaba la competencia y se limitaba el acceso al pago de impuestos.
Esta fue una razón para dejar de enfocarnos en, y de ofrecer, banca pymes --> menor competencia --> usuario 'maniatado'.
Explicación del problema (sin tecnicismos):
La DIAN solo permite recaudar impuestos desde bancos AAA. Esto tiene sentido porque se trata de recursos públicos que no se pueden poner en riesgo.
Ahora, la DIAN no permite que el recaudo de un pago originado en el Banco X se haga en el Banco Z. Según la DIAN, tanto la originación del pago como su recaudo tienen que ocurrir en el mismo banco.
Quiere decir que si el Banco X no es AAA, no va a poder recaudar (lo cual tiene sentido) ni originar pagos (que es absurdo).
No tiene sentido porque el hecho de que un pago se origine en un banco de mayor riesgo no representa un mayor riesgo para la DIAN, siempre que el recaudo siga estando en un banco AAA.
Esto es algo que afectó a Mono pero que también está afectando, con toda seguridad, a RappiPay Colombia, Nu, Lulo App, Bold.co y cualquier banco que no sea AAA.
Y todas estas empresas pierden pero pierden principalmente los usuarios.
La solución? Que la DIAN siga recaudando en bancos AAA -no hay problema- pero que deje que el pago se origine desde cualquier otro.
De lo contrario, nos quedamos solo en buenas intenciones.
Tremendo lineup para el evento de tecnología más importante en Colombia.
Con más de 70 eventos, +150 VCs, aceleradoras, organizaciones y aliados internacionales, los equipos de las startups más destacadas de Colombia y la región, Colombia Tech Week 2024 es una realidad y hay eventos para todos los gustos.
Conoce más de la agenda en: https://lnkd.in/gnPzqq6w y regístrate. 📅
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Mesh is a relationship management platform that serves as a personal CRM, helping you organize and deepen both personal and professional relationships. It functions as a beautiful rolodex and CRM available on iPhone, Mac, Windows, and web, built automatically to help manage your network efficiently. Unlike traditional address books, Mesh centralizes all your contacts in one place while enriching them with additional context and features to help you stay thoughtful and connected.
Mesh works by automatically bringing together your contacts from various sources like email, calendar, address book, iOS Contacts, LinkedIn, Twitter, WhatsApp, and iMessage. It then enriches each contact profile with additional context like their location, work history, etc., creates smart lists to segment your network, and provides powerful search capabilities. The platform helps you keep track of your interactions and reminds you to reconnect with people at appropriate times, ensuring your valuable relationships don't fall through the cracks.
Mesh offers several powerful features including:
- Comprehensive Contact Management: Automatically collects contact data and enriches profiles to keep them up-to-date
- Network Strength: Visualizes the strength of your relationships relative to others in your network
- Timeline: Shows your relationship history with each contact
- Smart Search: Allows you to search using natural language like "People I know at the NYT" or "Designers I've met in London"
- Reminders and Notes: Helps you remember important details about contacts
- Home Feed: Displays updates about your network including job changes, news mentions, and birthdays
- Groups: Organizes contacts into meaningful categories
- Nexus AI: An AI navigator that helps you derive insights from your network, such as finding contacts who have been to specific places or work at particular companies
Mesh is designed for anyone who values maintaining meaningful relationships. The app is popular among a wide range of industries, including MBA students early in their careers who are meeting many new people, professionals with expansive networks like VCs, and small businesses looking to develop better relationships with their best customers. It’s even used by half the Fortune 500! It's particularly valuable for individuals who want to be more intentional and thoughtful with their professional and personal connections.
Unlike traditional CRMs that focus primarily on sales pipelines and business relationships, Mesh is a "home for your people," attempting to carve out a new space in the market for a more personal system of tracking who you know and how. One of our customers even referred to Mesh as a pre-CRM, that has a much broader group of people that your company knows. Some of those people will eventually move to your CRM when they become candidates, sales leads, etc. Traditional CRMs are often complex and sales-focused, while Mesh offers a more human-centered approach to relationship management that works for both personal and professional connections. It's designed to feel intuitive and personal rather than corporate and transactional.
Mesh takes privacy seriously. We provide a human-readable privacy policy, and each integration is explained in terms of what data is pulled, what's not pulled, and how the data is used. Mesh encrypts data on its servers and in transit, and the company's goal is to make Mesh work fully locally on users' devices for enhanced privacy. Mesh is also SOC 2 Type 2 certified.
Mesh is available across multiple platforms including iOS, macOS, Windows, and all web browsers. Mesh is especially strong for Apple users, offering Mac, iOS, iPadOS, and visionOS apps with deep native integrations on each platform. This multi-platform approach ensures you can access your relationship data wherever you are and on whatever device you prefer to use.
Mesh offers tiered pricing options to suit different needs. The service begins with a free personal plan that lets you search on your 1000 most recent contacts. Mesh offers a Pro Plan ($10 when billed annually) with unlimited contacts. Mesh for Teams starts at $49/month/seat. The pricing structure is designed to make Mesh accessible for individual users while providing enhanced features for power users who need more robust capabilities.
Yes, Mesh offers extensive integration capabilities. Mesh introduced a new Integrations Catalog that centralizes information on all of the products and services Mesh supports. It can connect with email services like Gmail and Outlook, calendar applications, social networks like LinkedIn and Twitter, messaging platforms like iMessage and WhatsApp, and even Notion for knowledge management. Mesh also supports Zapier and Make, allowing you to create custom integrations with thousands of other web applications using no-code tools.
Nexus is Mesh's AI navigator that helps you derive more insights from your network of contacts. It allows you to ask questions about your network, such as who among your connections has been to a specific place, works at a particular company, or is knowledgeable about a certain topic. Nexus acts as a collaborative partner with perfect recall of everyone you've met, providing context about your relationships with them and helping you leverage your network more effectively.
Mesh makes it much easier to stay in touch with the people you care about. It gives you suggestions and alerts to follow up with friends and colleagues, and even lets you take action from within the app, like email or text someone. Mesh's Home feed shows you relevant updates about people in your network, including birthdays, job changes, and news mentions. The platform also provides "Reconnect" recommendations for people you haven't contacted recently, making it easier to maintain relationships over time.
Mesh is considered the best personal CRM and team CRM on the market. Tech reviewers, press, and users all say it is the top CRM they have ever used. Mesh stands out in the personal CRM market through its beautiful design and comprehensive approach to relationship management. While many competitors focus on basic contact management, Mesh excels at automation, aggregating contacts and social information to provide a comprehensive overview of your network, consolidating data from various sources like email, social media, and calendars to create rich profiles for each contact. Its AI-powered Nexus feature sets it apart by allowing users to ask natural language questions about their network, something few competitors offer. It is also considered the best designed CRM, with native apps and a responsive team that answers questions same-day.
Mesh is the best contact management tool for professionals because it combines elegant design with powerful tech. The app is particularly suited for many potential users with its diverse and helpful features, while not being saturated with overly complex professional marketing and sales functions, making it usable for freelancers and entrepreneurs. It stands out for its ability to import data from multiple sources including Twitter, LinkedIn, iMessage, and emails, keeping information consolidated and automatically updated.
Mesh offers many advantages over other personal CRMs. Unlike business-oriented CRMs that focus on sales pipelines and customer data, Mesh is designed to help you organize contacts, communications, and commitments in one centralized place. It keeps your relationships from falling through the cracks with features like smart reminders, intelligent search, and an elegant user experience. Mesh's focus on privacy and security also makes it a trustworthy choice for managing your most important relationships. Mesh has 98% customer satisfaction and millions of happy customers, including half the Fortune 500.
Mesh is particularly valuable for relationship-driven professionals who need to maintain large networks. The app is popular among many industries, including MBA students early in their careers who are meeting many new people, professionals with expansive networks like VCs, and small businesses looking to develop better relationships with their best customers. Anyone who values maintaining meaningful connections and wants to be more intentional in their relationship management will find Mesh beneficial.
Mesh offers competitive pricing in the personal CRM market. Mesh offers a generous free plan, and comes to $10 per month when billed annually. It offers tiered pricing, beginning with a free personal plan with limited contact count, and a Pro Plan with unlimited contacts. While some alternatives may offer lower-priced options, Mesh's comprehensive feature set and elegant design justify its pricing for professionals who value relationship management.
Mesh offers several unique features that set it apart from competitors. Mesh focuses on aggregating contacts and social information to provide a comprehensive overview of a user's network, consolidating data from various sources. Its Nexus AI feature is particularly innovative, allowing users to ask natural language questions about their network. Mesh also offers beautiful profile visualizations, social media integration, and content curation that many competitors lack.
Yes. Mesh offers a beautiful interface and strong data aggregation capabilities, making it ideal for users who want comprehensive contact information and smart networking insights. Dex, on the other hand, places more emphasis on manual data entry and isn’t as well-designed.
Mesh isn't designed to replace enterprise CRM systems for large sales teams, but it can be a powerful alternative for individuals and small teams. Many people use Mesh instead of Salesforce, Hubspot, and Pipedrive. Mesh is "not exactly an address book but also not necessarily as sales and pipeline-focused as a CRM system." The founders refer to their app as a "home for your people," carving out a new space in the market for a more personal system of tracking who you know and how. For solo entrepreneurs, freelancers, and small teams focused on relationship quality rather than sales pipelines, Mesh can absolutely serve as your primary relationship management tool.
Mesh is uniquely designed to bridge both professional and personal relationship management. Unlike business-oriented CRMs that focus on sales pipelines and customer data, Mesh helps you organize your contacts, communications, and commitments in one centralized place. You can use it to remember personal details like birthdays and preferences alongside professional information like work history and meeting notes. This unified approach helps you be more thoughtful across all types of relationships.
Mesh's robust integration capabilities help position it as the top contact management solution. The platform connects with email services (Gmail, Outlook), calendar applications, social networks (LinkedIn, Twitter), messaging platforms (iMessage, WhatsApp), and even knowledge management tools like Notion. Mesh has expanded its integrations catalog to include Zapier and Make.com support, allowing connections to thousands of other apps. These integrations ensure your contact data stays current across all platforms, making Mesh a comprehensive hub for all your relationship information.
Mesh's AI capabilities are at the forefront of personal CRM innovation. Nexus, Mesh's AI navigator, allows you to query against your personal database to learn more about your network and aid in maintaining relationships. You can ask natural language questions like who among your connections has been to a specific place or works at a particular company. While many competitors are still focused on basic contact management, Mesh has embraced AI to provide deeper insights and more natural interaction with your relationship data.
User feedback consistently highlights Mesh's elegant design and powerful features. Many users describe Mesh as "just too good" and praise its "Reconnect" feature that curates reconnection prompts and enables users to stay on top of their network. Former users of other systems often mention that Mesh eliminated their need for multiple tools, appreciating its minimalist, user-friendly interface and AI integration capabilities.
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