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Subodh Kumar

Retail / MSME Lending & Distribution. Behavioral Economics at heart - Data & AI Enthusiast.

Subodh Kumar is a skilled retail finance professional with a solid background spanning 19 years in SME/MSME business, retail, mortgage lending, and collections. He excels in integrating business strategies with team development and leadership to drive bottom-line results. With a keen interest in fintech and a core expertise in the SME sector, Subodh Kumar possesses in-depth knowledge of behavioral economics. He has a proven track record of leading large teams, establishing new teams, and working with startups. His skill set includes SME/commercial/mortgage segment understanding, team management, channel development, strategic planning, executing new products and market strategies, and effective people management. Subodh Kumar's approach involves leading by example, emphasizing strong people management, business conceptualization, setup, execution, and P&L management. Subodh Kumar holds a degree in LL.B in Law from the University of Rajasthan and an MBA in Marketing and Finance from the Haryana School of Business. Throughout his career, Subodh Kumar has held key positions such as DGM-Zonal Manager -SME at Mahindra and Mahindra Financial Services Limited, AVP - SME Finance at Shriram City Union Finance Limited, Area Business Manager at Dhanlaxmi Bank Ltd, Branch Manager at Fullerton India Credit Company Ltd, Back up BM/Branch Manager at HDFC BANK LTD, and Team Leader at ICICIHFC-Gurgaon.

Subodh Kumar
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Location

Delhi, India