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Swati Bhatia

Head of Retail Banking and Transformation at Santander Bank, N.A.

Swati Bhatia is the Head of Retail Banking and Transformation at Santander Bank, N.A., and a member of the Santander US executive team.34 She joined Santander in this role effective March 27, 2024.12 In her position, Bhatia is responsible for leading the US Consumer & Business Banking business and all related digital transformation initiatives.34

Prior to joining Santander, Bhatia had an impressive career in the financial services industry:

  1. She led the Marcus and GreenSky businesses at Goldman Sachs from February 2021 to January 2023.5
  2. Bhatia served as the Chief Payments Risk Officer at Stripe from October 2018 to August 2020.5
  3. She held various leadership roles at PayPal, including Vice President of Global Seller Risk & Operations and Vice President of Product, Head of Growth.5
  4. Earlier in her career, Bhatia worked at Capital One in multiple positions, including leading digital business initiatives and product management.5

Bhatia has over 20 years of leadership experience in financial services, with expertise in digital banking, risk management, and business transformation.4 She earned an M.S. in Finance from Birla Institute of Technology and Science, Pilani.4

At Santander, Bhatia's focus is on building new capabilities, simplifying existing processes, and enhancing customer experiences as the bank progresses towards becoming a national, digital bank with branches.13

Related Questions

What are Swati Bhatia's main goals for Santander US?
How did Swati Bhatia's role at Goldman Sachs prepare her for her position at Santander?
What specific digital transformation initiatives is Swati Bhatia leading at Santander?
How does Swati Bhatia's background in risk and compliance influence her approach to retail banking?
What challenges does Swati Bhatia anticipate in her new role at Santander?
Swati Bhatia
Swati Bhatia, photo 1
Swati Bhatia, photo 2
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Location

Boston, Massachusetts, United States