Suggestions
James Carter
Independent Mortgage & Protection Adviser
James Carter, an Independent Financial Advisor, offers personalized and transparent mortgage and insurance advice through his firm, Independent James.
With 22 years of experience in the industry, James focuses on providing exceptional customer service with a blend of individual attention and robust administrative assistance.
As an Advanced CeMAP, CeRGI, and FPC qualified professional, James is dedicated to guiding clients through the complexities of the mortgage market, ensuring compliance with the 'Treating Customers Fairly' initiative.
James leverages cutting-edge research tools and technology to secure the best deals for clients, with the backing of Bankhall PMS, the UK's leading Independent Financial Advice provider.
Having appeared on various media platforms like BBC Working Lunch, FT Adviser, and The Times, James is known for his insightful industry comments and expert advice.
James Carter is authorized and regulated by the Financial Conduct Authority, specializing in residential mortgages, general insurance, and pure protection products.
Educationally, James holds a BSC(HONS) in Business Studies (Economics) from the University of Wolverhampton and pursued A'Levels at Prior Pursglove 6th Form College.
His professional journey includes ownership of Independent James, partnership at Virtue Financial, and working as an IFA at HIA LTD.
James predominantly charges a fee for his expert advice, typically around £350, based on the complexity of the consultation and payable upon completion.
Highlights
A great post about the Olympics here from Clare Evans articulating many of my thoughts watching the odd bit here and there this time around. Consistency is key as I always say...
If you haven't seen these, I have been reading Neil Woodford's economic notes with interest over the last few months. Critical of the ONS data, as many have been and also of successive governments failure to promote growth. He is very bullish on the UK and believes a few tweaks will set the UK economy firing. A senetence from his latest briefing also caught my eye -
"Let's also not forget that the MPC's regularly repeated mantra that the UK economy wouldn't grow if rates remained at 5.25% is yet again totally undermined by the facts" - https://lnkd.in/gjdVXC2A
Yet again, anyone who tells you they know what is happening with rates are guessing as much as you really. Affordability is key.
