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Siddhartha DasGupta
Credit Cards | Consumer Finance | Payments | Sales | Finance | Business Development | Digital Marketing | SBI Card | Ex - GE
Siddhartha DasGupta is a highly motivated and energetic professional with a strong interest in challenging roles within the financial services industry. With extensive experience in B2B sales, digital marketing, relationship management, strategic planning, financial modeling, and payments, DasGupta has built an impressive portfolio of skills and expertise. He is a graduate of Sardar Patel Vidyalaya, and currently serves as the Senior Vice President of Corporate Acquisition at SBI Card. His specialties include credit cards, commercial cards, and various other offerings within the credit and payments space, and he is highly sought-after for his strategic planning and relationship management skills. If you're looking for a top-tier finance professional with a proven track record of success, Siddhartha DasGupta is a name to know.
Highlights
I spent 3 days at #GFF2024. Here are my key takeaways.
- The work that NPCI and RBI are doing to democratise and expand the financial system is outstanding. This elevation of the ecosystem could have happened only with the support of the government and the regulator.
2) NPCI has launched some truly innovative products. They manage to take in ideas from their entire network of partners and develop solutions that can benefit everyone. These products represent opportunities… and risks. Some of them can disrupt existing industry segments profoundly.
3) The vibrancy in the Indian Fintech sector is amazing. I walked up to many stalls and just asked “What’s new?”. This helped me skip all the run-of-the-mill solutions (“we help businesses collect money” meaning “we have a payment gateway”) and get to the truly innovate stuff. I learnt of some very creative solutions, and this was the most rewarding part of my experience.
- We are well on our way to becoming the most advanced consumer banking economy in the world.
5) There was a lot of discussion about digital lending, but not enough about the business practices being employed by digital lenders. The RBI is already concerned about the systemic risk posed by the proliferation of such practices.
6) The big three (Non-Rupay) networks need to get their act together. Right now, they remind me of that graphic of dinosaurs watching the meteor shooting across the sky.
7) I remain unimpressed with the applications of AI I saw. There were some decent cost-saving solutions, but I sense that it will be a while before it will help businesses make more money.
8) If you are in the banking / fintech space, GFF is the best networking opportunity in India.
9) Please wear comfortable shoes! The Jio World Convention centre is huge! 😄
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