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Vikram Vaidyanathan
Managing Director at Z47 (fka Matrix Partners India)
Vikram Vaidyanathan is an early stage investor with a passion for technology and a love for basketball. He holds a B.E. in Electronics and Communication Engineering from RV College Of Engineering, and has also studied at Indian Institute of Management Bangalore and Visvesvaraya Technological University. His academic journey includes education at National Public School, Indranagar, and Mother's International School.
Throughout his career, Vikram has been associated with several prominent organizations, including serving as a Board Director at companies like Jupiter, OfBusiness, Five Star Business Credits, Mswipe Technologies, and Verse Innovation. He also has experience as an investor at Razorpay and as a Managing Director at Z47 (formerly known as Matrix Partners India). Vikram's professional background extends to consulting roles at McKinsey & Company, engineering positions at companies like Sensact Applications, NDS (a News Corp Company), and IBM, as well as a summer internship at Procter & Gamble and a project internship at Samsung India Software Operations.
Highlights
Happy to announce that I will be one of the speakers at the Global Fintech Fest 2024! To launch our annual Fintech report, The State of the Fintech Union 2024. We are organizing closed-room discussions for Fintech/Financial Services founders and senior executives on August 29th at GFF. I look forward to connecting and sharing insights with you. See you at #GFF24!
Visit: www.globalfintechfest.com Anish Patil | Anand Khetan | Taha Tinwala | Nipun Singhal | Sandeep Jhingran | Latika K | Neha Gadi | Deepika Suthar | Siddhartha Sengupta #GFF #GFF24 #GlobalFintechFest2024 #Fintech #Networking #Finance
If you're solving for an underserved market in unsecured lending, here are four key insights that underpin the Z47 thesis for this sector. Thanks, Anish Patil for trading trendlines with me on this episode. 👥 Solving for Under-served Market Potential Borrowers with low but stable incomes and good credit culture have been under-served by traditional lenders, presenting an opportunity for new lenders. 🗂️ Forecasting with Robust Payments Data The evolution of UPI, account aggregators, and GST has streamlined underwriting, enabling precise borrower profiling and accurate cash flow estimation, all of which allows lenders to tailor financial products. 🤳🏽 Why A Phy-gital Approach Is Optimal Digital tools enable fraud prevention, enhanced risk assessment and monitoring, while physical presence helps build trust and strengthen operations. 🌏 Financial Inclusion & Strong Credit Demand Improved infrastructure, steady GDP growth, and better law & order, especially in northern states, have opened new credit markets. Strong credit demand and smoother operations have made previously underserved areas more appealing to lenders. Anand Khetan | Nipun Singhal | Taha Tinwala #FoundersFirst #FinTech
