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Viral Thakker
Banker Turned Entrepreneur Turned Banker | Director & Regional Head, Western India, Corporate Cash Management, Corporate Bank at Deutsche Bank
Professional Background
Viral Thakker is a seasoned professional with over 13 years of extensive experience in the banking and financial services sector. Currently, he serves as the head of the West India Cash Management business at Deutsche Bank, where his expertise in transaction banking solutions plays a pivotal role in enhancing efficiency and acceleration for corporate treasury and business workflows. A key member of the senior leadership team, Viral is instrumental in shaping and implementing the product strategies for India's Cash Management business and is committed to commercializing innovative banking products to meet the needs of clients.
Before embarking on his current journey, Viral spent a significant portion of his career in distinguished roles at prominent financial institutions. Notably, he served as Executive Director at J.P. Morgan, where he specialized in structured and classical trade finance products, as well as cash management services tailored for top Indian conglomerates and Fortune 500 companies. His impactful contributions earned him numerous accolades and recognition both internally and externally, validating his commitment to excellence within the industry.
Viral’s corporate life began with substantial roles across various banking domains, including retail and wholesale banking, capital markets, trade finance, and cash management. His experience spans both sales and audit functions, demonstrating his versatile skill set in navigating complex organizational structures with diverse teams.
Education and Achievements
Viral Thakker’s educational background is as impressive as his career. He has cultivated a robust foundation in finance and accountancy through various esteemed institutions. He is a Chartered Accountant, having studied finance, accountancy, taxation, economics, corporate law, and auditing at the Institute of Chartered Accountants of India. Additionally, his pursuit of knowledge continued as he obtained a Certificate in International Cash Management from the Association of Corporate Treasurers, as well as a Master of Commerce in accountancy and economics from Mumbai University.
His early educational journey began at Mithibai College, where he studied a range of subjects including corporate law, computers, and taxation, and he completed his foundational education at Our Lady of Nazareth High School. Viral's academic achievements demonstrate his commitment to understanding the financial landscape deeply, vital in navigating his professional roles.
Entrepreneurial Ventures
Taking a bold leap from the corporate world, Viral founded eBZaar, a dynamic online marketplace designed to simplify daily shopping by connecting local stores with digital consumers. eBZaar, in its third iteration, is now gaining traction, successfully helping customers shop for everyday essentials such as fruits, vegetables, and sweets from their neighborhood stores. This innovative entrepreneurial journey underscores his ability to tackle new challenges and adapt to the evolving digital marketplace. The transformative experience of managing eBZaar has allowed Viral to deepen his understanding of technology and retail, continually learning and applying insights to improve customer experiences and business operations.
Viral often shares his journey and insights through thoughtful commentary online, using hashtags like #ViralSaying and #founderspeak, reflecting his perspective as an entrepreneur. His ventures are characterized by a commitment to teamwork, with a strong emphasis on the retail and technology sectors, where he actively seeks collaborations with individuals who aspire to create impactful solutions in the marketplace.
Achievements
Viral Thakker has accumulated a wealth of recognition and accolades throughout his career, highlighting his exemplary contributions to the banking and financial services sector. His strategic vision in developing and executing innovative banking solutions has positioned him as a thought leader in corporate cash management. Under his leadership, teams have realized enhanced commercial performance and product effectiveness.
Moreover, his passion for learning is exemplified not only through his formal education but also by his extensive travels that afford him the opportunity to network and understand diverse cultures, enhancing his ability to connect and engage with various stakeholders.
In his spare time, Viral enjoys reading about business trends and influential global personalities. He is an avid trekker and biker and is known for his engaging travel reviews, having been recognized by TripAdvisor as one of the most read reviewers multiple times. This blend of personal interests and professional endeavors underscores his well-rounded character and innovative outlook.
Overall, Viral Thakker’s multifaceted career spans leadership roles in giant financial organizations, a pioneering spirit in startup culture, and a dedication to lifelong learning. He exemplifies the modern business leader, balancing corporate responsibilities with entrepreneurial aspirations, all while contributing positively to the fabric of the banking and fintech landscape.
