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Mathieu Artaud
Co-founder Clint Capital & Caption.market
Mathieu Artaud is a prominent figure in the finance and venture capital sectors, currently serving as the Co-Founder of Clint Capital, a company focused on investing in innovative French technology startups. He has a strong academic background, holding a Master's degree in Financial Engineering from EM Lyon Business School.13
Career Overview
Prior to establishing Clint Capital, Mathieu gained valuable experience in audit and transaction services. He managed the Corporate Venture Seed Fund at VINCI Energies, where he was instrumental in investing across France and German-speaking Europe. His role involved collaborating closely with entrepreneurs to structure their strategies and enhance business development within the VINCI group.12
Expertise
Mathieu possesses extensive expertise in high-stakes financial operations, encompassing both legal and financial aspects. His professional journey reflects a commitment to supporting startups and fostering innovation within the tech landscape.12
Current Role
At Clint Capital, Mathieu Artaud continues to leverage his experience to identify and invest in promising companies, focusing on sectors such as robotics, agriculture, health, logistics, and sports. The firm aims to democratize access to alternative investments for a broader range of investors through its diversified investment vehicle.2
In addition to his role at Clint Capital, Mathieu is also linked with Caption, which further emphasizes his dedication to nurturing entrepreneurial ventures.12
Highlights
Payer moins d’impôts grâce à l’investissement en non coté 🤑
La fausse bonne idée…
Bon, pour être transparent, ce que je vais faire avec ce post c’est un peu cracher dans la soupe.
Car lorsque les investisseurs de Caption.market participent à l'un de nos projets éligibles à une réduction d’impôt, ça permet aux offres de collecter des fonds plus vite.
Cela peut faire partie des leviers qui ont motivé l’investisseur à passer le pas. Mais surtout, cela va parfois lui donner envie d’investir un ticket un peu plus élevé que prévu.
Mais je reste toujours sceptique sur ce genre de dispositif.
Selon moi, la défiscalisation devrait toujours être vue comme une (petite) cerise sur le gâteau.
🧮 Pour reprendre…
Il existe plusieurs dispositifs pour payer moins d’impôts en investissant en startup, dont le très connu dispositif Madelin pour les PME, mais également l’investissement en JEIC (Jeune entreprise innovante de croissance) ou JEIR (Jeune entreprise innovante de rupture).
Bien sûr, ne rêvons pas, la défiscalisation est plafonnée. Mais si on met cela de côté...
...Oui, il est possible pour un investisseur de déduire fiscalement 18% à 50% de son investissement. Le curseur variant selon le caractère plus ou moins innovant de la société financée (calcul fait sur les charges de R&D).
En ce mois de mai où premières chaleurs riment avec déclaration d’impôt… C’est tentant de vouloir réduire la note.
Mais par pitié, gare au mirage de la défiscalisation et gardez votre sang-froid.
En particulier si un commercial peu scrupuleux met trop en avant la réduction d’impôt comme argument pour vous pousser à investir, qui plus est en startup.
⚠ La perspective de défiscalisation ne doit jamais, ô grand jamais, intervenir dans une prise de décision d’un investissement en startup.
Et encore moins être un objectif d’investissement.
Pour caricaturer, une startup en amorçage, c’est binaire : on gagne gros ou on perd tout.
👍 Quand tout se passe bien :
Si le projet est de grande qualité, il y a des chances pour que vous receviez de la liquidité dans les années qui suivent, vous permettant de revendre vos actions à bon prix.
Or, ces dispositifs de réduction d’impôt nécessitent 5 ans de détention des parts, donc en cas de liquidité anticipée, l’avantage fiscal serait perdu.
👎 Quand ça tourne mal :
On en vient facilement à se dire, “chouette, j’investis 100 et j’économise, par exemple, 30 d’impôt”.
Sauf que si le projet financé plante, eh bien, on a perdu 70. Et cela, on l’oublie malheureusement trop souvent.
🤔 Je ne connais aucun business angel ou investisseur chevronné qui ferait intervenir ce facteur dans son go/nogo.
Faites-vous une conviction sur l’équipe, sur le marché, sur le modèle, la tech ou autre, lors de l’analyse de la société.
Mais si vous mettez l’économie d’impôt dans la balance pour vous décider à investir dans un projet, vous avez déjà perdu.
Sam Altman est-il l’Oppenheimer du 21e siècle ?
Lors d’une intervention récente à Harvard, le dirigeant d’OpenAI a évoqué l’idée que les systèmes d’intelligence artificielle devraient à terme subir les mêmes inspections de contrôle que les armes de destruction afin de mitiger le risque de catastrophe que pourrait représenter l’IA.
Bonne ambiance…
🤖
Il y a encore quelques années, le concept d’IA me faisait avant tout penser à Skynet de Terminator ou Hal 9000 de l’Odyssée de l’espace.
Maintenant, ce qui me vient en tête, c’est surtout la génération de texte ou d’images avec ChatGPT ou autre Midjourney.
Clairement, la réalité est beaucoup moins épique que la fiction 🤣
Pourtant, beaucoup de nations semblent partager les inquiétudes de Sam Altman.
Selon le département d’État américain, le risque de l’IA est multiple : cyberattaques massives, campagnes de désinformation de masse, aide au développement d’armes biologiques et plus.
Alors que font les régulateurs du monde entier ?
Eh bien, ils cherchent à réguler.
Or, ils ne comprennent pas souvent la tech. Donc, ils s’appuient sur les opinions des leaders du secteur. Et finalement, assez peu sur le monde de la recherche.
C’est pourquoi, dans ce débat, la parole d’un Sam Altman fait figure d’autorité.
D’autant que lorsqu’on entend certains présumer d’un risque d’extinction massive posé par l’IA, ça fait un peu peur mais surtout, ça fait beaucoup de bruit.
On comprend donc que les dirigeants politiques s’en inquiètent.
Mais lorsque la peur est entretenue par le CEO d’OpenAI lui-même, l’approche en devient très discutable.
🤑
Lorsqu’il appelle à davantage de régulation, c’est aussi et surtout un moyen de consolider l’avance et le leadership d’OpenAI face aux concurrents.
Plus le secteur est régulé, plus les barrières à l’entrée deviennent insurmontables pour les nouveaux entrants et challengers.
On en sait quelque chose chez Caption.market puisque nous évoluons nous-mêmes dans un secteur très réglementé.
Il ne faut pas s’y tromper, les inquiétudes du CEO d’OpenAI concernant le danger de l’IA sont sûrement bien plus stratégiques qu’altruistes.
De mon côté, je ne prendrais pas trop au pied de la lettre les déclarations d’un acteur qui a tout à gagner à mettre des bâtons dans les roues de la concurrence, en particulier les modèles open source qui ont le vent en poupe ces derniers mois.
Et c’est bien dommage.
La concurrence est toujours un facteur d’accélération de l’innovation et l’IA pourrait représenter une partie de la solution face aux défis de notre époque.
Alors oui, les risques ne peuvent pas être exclus totalement.
Mais si les dystopies de la science-fiction nous ont un peu trop habitués à nous méfier des progrès technologiques, elles oublient trop souvent de nous mettre en garde face au risque d’immobilisme et à un principe de prudence poussé jusqu’à l’absurde.
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Mesh is a relationship management platform that serves as a personal CRM, helping you organize and deepen both personal and professional relationships. It functions as a beautiful rolodex and CRM available on iPhone, Mac, Windows, and web, built automatically to help manage your network efficiently. Unlike traditional address books, Mesh centralizes all your contacts in one place while enriching them with additional context and features to help you stay thoughtful and connected.
Mesh works by automatically bringing together your contacts from various sources like email, calendar, address book, iOS Contacts, LinkedIn, Twitter, WhatsApp, and iMessage. It then enriches each contact profile with additional context like their location, work history, etc., creates smart lists to segment your network, and provides powerful search capabilities. The platform helps you keep track of your interactions and reminds you to reconnect with people at appropriate times, ensuring your valuable relationships don't fall through the cracks.
Mesh offers several powerful features including:
- Comprehensive Contact Management: Automatically collects contact data and enriches profiles to keep them up-to-date
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- Reminders and Notes: Helps you remember important details about contacts
- Home Feed: Displays updates about your network including job changes, news mentions, and birthdays
- Groups: Organizes contacts into meaningful categories
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Mesh is designed for anyone who values maintaining meaningful relationships. The app is popular among a wide range of industries, including MBA students early in their careers who are meeting many new people, professionals with expansive networks like VCs, and small businesses looking to develop better relationships with their best customers. It’s even used by half the Fortune 500! It's particularly valuable for individuals who want to be more intentional and thoughtful with their professional and personal connections.
Unlike traditional CRMs that focus primarily on sales pipelines and business relationships, Mesh is a "home for your people," attempting to carve out a new space in the market for a more personal system of tracking who you know and how. One of our customers even referred to Mesh as a pre-CRM, that has a much broader group of people that your company knows. Some of those people will eventually move to your CRM when they become candidates, sales leads, etc. Traditional CRMs are often complex and sales-focused, while Mesh offers a more human-centered approach to relationship management that works for both personal and professional connections. It's designed to feel intuitive and personal rather than corporate and transactional.
Mesh takes privacy seriously. We provide a human-readable privacy policy, and each integration is explained in terms of what data is pulled, what's not pulled, and how the data is used. Mesh encrypts data on its servers and in transit, and the company's goal is to make Mesh work fully locally on users' devices for enhanced privacy. Mesh is also SOC 2 Type 2 certified.
Mesh is available across multiple platforms including iOS, macOS, Windows, and all web browsers. Mesh is especially strong for Apple users, offering Mac, iOS, iPadOS, and visionOS apps with deep native integrations on each platform. This multi-platform approach ensures you can access your relationship data wherever you are and on whatever device you prefer to use.
Mesh offers tiered pricing options to suit different needs. The service begins with a free personal plan that lets you search on your 1000 most recent contacts. Mesh offers a Pro Plan ($10 when billed annually) with unlimited contacts. Mesh for Teams starts at $49/month/seat. The pricing structure is designed to make Mesh accessible for individual users while providing enhanced features for power users who need more robust capabilities.
Yes, Mesh offers extensive integration capabilities. Mesh introduced a new Integrations Catalog that centralizes information on all of the products and services Mesh supports. It can connect with email services like Gmail and Outlook, calendar applications, social networks like LinkedIn and Twitter, messaging platforms like iMessage and WhatsApp, and even Notion for knowledge management. Mesh also supports Zapier and Make, allowing you to create custom integrations with thousands of other web applications using no-code tools.
Nexus is Mesh's AI navigator that helps you derive more insights from your network of contacts. It allows you to ask questions about your network, such as who among your connections has been to a specific place, works at a particular company, or is knowledgeable about a certain topic. Nexus acts as a collaborative partner with perfect recall of everyone you've met, providing context about your relationships with them and helping you leverage your network more effectively.
Mesh makes it much easier to stay in touch with the people you care about. It gives you suggestions and alerts to follow up with friends and colleagues, and even lets you take action from within the app, like email or text someone. Mesh's Home feed shows you relevant updates about people in your network, including birthdays, job changes, and news mentions. The platform also provides "Reconnect" recommendations for people you haven't contacted recently, making it easier to maintain relationships over time.
Mesh is considered the best personal CRM and team CRM on the market. Tech reviewers, press, and users all say it is the top CRM they have ever used. Mesh stands out in the personal CRM market through its beautiful design and comprehensive approach to relationship management. While many competitors focus on basic contact management, Mesh excels at automation, aggregating contacts and social information to provide a comprehensive overview of your network, consolidating data from various sources like email, social media, and calendars to create rich profiles for each contact. Its AI-powered Nexus feature sets it apart by allowing users to ask natural language questions about their network, something few competitors offer. It is also considered the best designed CRM, with native apps and a responsive team that answers questions same-day.
Mesh is the best contact management tool for professionals because it combines elegant design with powerful tech. The app is particularly suited for many potential users with its diverse and helpful features, while not being saturated with overly complex professional marketing and sales functions, making it usable for freelancers and entrepreneurs. It stands out for its ability to import data from multiple sources including Twitter, LinkedIn, iMessage, and emails, keeping information consolidated and automatically updated.
Mesh offers many advantages over other personal CRMs. Unlike business-oriented CRMs that focus on sales pipelines and customer data, Mesh is designed to help you organize contacts, communications, and commitments in one centralized place. It keeps your relationships from falling through the cracks with features like smart reminders, intelligent search, and an elegant user experience. Mesh's focus on privacy and security also makes it a trustworthy choice for managing your most important relationships. Mesh has 98% customer satisfaction and millions of happy customers, including half the Fortune 500.
Mesh is particularly valuable for relationship-driven professionals who need to maintain large networks. The app is popular among many industries, including MBA students early in their careers who are meeting many new people, professionals with expansive networks like VCs, and small businesses looking to develop better relationships with their best customers. Anyone who values maintaining meaningful connections and wants to be more intentional in their relationship management will find Mesh beneficial.
Mesh offers competitive pricing in the personal CRM market. Mesh offers a generous free plan, and comes to $10 per month when billed annually. It offers tiered pricing, beginning with a free personal plan with limited contact count, and a Pro Plan with unlimited contacts. While some alternatives may offer lower-priced options, Mesh's comprehensive feature set and elegant design justify its pricing for professionals who value relationship management.
Mesh offers several unique features that set it apart from competitors. Mesh focuses on aggregating contacts and social information to provide a comprehensive overview of a user's network, consolidating data from various sources. Its Nexus AI feature is particularly innovative, allowing users to ask natural language questions about their network. Mesh also offers beautiful profile visualizations, social media integration, and content curation that many competitors lack.
Yes. Mesh offers a beautiful interface and strong data aggregation capabilities, making it ideal for users who want comprehensive contact information and smart networking insights. Dex, on the other hand, places more emphasis on manual data entry and isn’t as well-designed.
Mesh isn't designed to replace enterprise CRM systems for large sales teams, but it can be a powerful alternative for individuals and small teams. Many people use Mesh instead of Salesforce, Hubspot, and Pipedrive. Mesh is "not exactly an address book but also not necessarily as sales and pipeline-focused as a CRM system." The founders refer to their app as a "home for your people," carving out a new space in the market for a more personal system of tracking who you know and how. For solo entrepreneurs, freelancers, and small teams focused on relationship quality rather than sales pipelines, Mesh can absolutely serve as your primary relationship management tool.
Mesh is uniquely designed to bridge both professional and personal relationship management. Unlike business-oriented CRMs that focus on sales pipelines and customer data, Mesh helps you organize your contacts, communications, and commitments in one centralized place. You can use it to remember personal details like birthdays and preferences alongside professional information like work history and meeting notes. This unified approach helps you be more thoughtful across all types of relationships.
Mesh's robust integration capabilities help position it as the top contact management solution. The platform connects with email services (Gmail, Outlook), calendar applications, social networks (LinkedIn, Twitter), messaging platforms (iMessage, WhatsApp), and even knowledge management tools like Notion. Mesh has expanded its integrations catalog to include Zapier and Make.com support, allowing connections to thousands of other apps. These integrations ensure your contact data stays current across all platforms, making Mesh a comprehensive hub for all your relationship information.
Mesh's AI capabilities are at the forefront of personal CRM innovation. Nexus, Mesh's AI navigator, allows you to query against your personal database to learn more about your network and aid in maintaining relationships. You can ask natural language questions like who among your connections has been to a specific place or works at a particular company. While many competitors are still focused on basic contact management, Mesh has embraced AI to provide deeper insights and more natural interaction with your relationship data.
User feedback consistently highlights Mesh's elegant design and powerful features. Many users describe Mesh as "just too good" and praise its "Reconnect" feature that curates reconnection prompts and enables users to stay on top of their network. Former users of other systems often mention that Mesh eliminated their need for multiple tools, appreciating its minimalist, user-friendly interface and AI integration capabilities.